Commercial Insurance

Community Mutual Insurance Company provides coverage and service to our agents and policyholders for the following Lines of Business:

BOP - Businessowners Policy

Business Owners Package Insurance coverage is provided for Building, Property, Liability and other coverages for the following classifications:

Owners - Buildings and Business Property
  • Apartment (5 - 12 Units or risks not exceeding $750,000)
  • Churches
  • Hotel/Motel
  • Mercantile
  • Office
  • Restaurants (UL 300 Compliant)
  • Service
  • Tenants
  • Offices
  • Service
  • Mercantile
  • Restaurants (UL 300 Compliant)

SMP - Special Multi-Peril Policy

  • Burglary
  • Glass
  • General Liability

Property and Liability Insurance Coverage is provided for the following classifications:

  • Hotel/Motel
  • Apartment House (5 - 12 Units or risks not exceeding $750,000)
  • Office
  • Mercantile
  • Institutional
  • Processing or Service
    • Dry Cleaners or Laundries
    • Installation, Service & Repair
    • Household furnishing and appliances
    • Office Machines
    • Laboratories – Medical, Dental, or X-Ray
    • Printing and Similar Services
    • Warehousing
    • Miscellaneous
    • Barber & Beauty Shops
    • Dog Kennels
    • Funeral Directors
    • Veterinarians and Veterinary Hospitals
    • Other Miscellaneous Processing or Service Business
    • Processing or Service
    • Special Commercial Farm
    • Restaurants (UL 300 Compliant)

Commercial Fire

Fire, Extended Coverage and Vandalism Insurance Coverage is provided for Building and Business Property.

Inland Marine

  • Personal and Commercial

All Risk Coverage may be scheduled for item classes such as:

  • Accounts Receivable
  • Bicycle
  • Computers
  • Fine Arts
  • Fur
  • Golfers Equipment
  • Jewelry
  • Livestock
  • Livestock Breeding
  • Mobile Farm Machinery
  • Musical Instruments
  • Personal Articles
  • Personal Effects
  • Photographic Equipment
  • Physicians and Surgeons Equipment
  • Signs
  • Silverware
  • Stamp Collection
  • Valuable Papers and Records
  • Wedding Presents

AM Best Rated

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A.M. Best Co., the financial services company, has rated the financial strength of all four of the Union Mutual of Vermont companies as A Minus (Excellent) with a stable outlook.

Looking for New Agents

Community Mutual welcomes new agents to serve our policyholders needs. Our friendly staff greatly values our Agency relationships. We offer competitive commissions and the personal touch that supports an ease of doing business.
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